WHY CHOOSE MARY?
With years of experience as a licensed Medicare insurance agent, Mary Scordos has dedicated her career to helping seniors navigate the often overwhelming world of Medicare. Her approach is simple: take the time to understand each individual’s unique healthcare needs, financial situation, and personal preferences — and find the plan that fits them, not the other way around.
Mary’s clients know her as someone who genuinely cares. That’s why her tagline is “Mare Cares” — because she really does. Whether you’re new to Medicare or considering changing plans, Mary will walk you through every step, explain your options in clear, simple language, and help you feel confident in your decision.
MARY SCORDOS
Services
Guidance You Can Trust, Options That Fit Your Life
Mary Scordos offers personalized Medicare consulting services, with no cost to you. Her services include:
Medicare Plan Reviews & Enrollment Support
Whether you're new to Medicare or reviewing your current coverage, Mary will walk you through your options step by step. She’ll help you understand how Medicare works, explain the parts (A, B, C, and D), and make sure you enroll in the plan that fits your needs.
Medicare Advantage & Supplement Plans
Mary compares Medicare Advantage (Part C) and Supplement (Medigap) plans from multiple top carriers. She helps you weigh the pros and cons of each so you can choose a plan that offers the right balance of coverage, flexibility, and cost.
Prescription Drug Coverage (Part D)
Prescription coverage can be confusing — but it doesn’t have to be. Mary evaluates your medication list and helps you choose a Part D plan that minimizes your out-of-pocket costs while covering the prescriptions you rely on.
Hospital Indemnity
Insurance
Hospital Indemnity Insurance provides a fixed cash benefit for each day of hospitalization, regardless of actual medical expenses. This policy pays you directly. These funds can be used for medical bills, lost wages, or household expenses.
FAQs
What is Medicare?
Medicare is a federal health insurance program primarily for people age 65 and older, though some younger individuals with certain disabilities or conditions may also qualify.
What are the different parts of Medicare?
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Part A (Hospital Insurance): Covers inpatient care, hospice, and some skilled nursing.
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Part B (Medical Insurance): Covers doctor visits, outpatient care, and preventive services.
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Part C (Medicare Advantage): An alternative to Original Medicare, offered by private insurers, often includes Part D and extra benefits.
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Part D (Prescription Drug Coverage): Helps cover the cost of prescription medications.
Should I choose Original Medicare or a Medicare Advantage (Part C) plan?
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Original Medicare: Flexibility to see any doctor who accepts Medicare. Usually requires separate Part D and Medigap plan.
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Medicare Advantage: May offer extra benefits (dental, vision, hearing) and include drug coverage, but has network restrictions.
Can I have both Medicare and other insurance?
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Yes. If you have other insurance (like through an employer or union), it may work with Medicare. Coordination of benefits will determine who pays first.
How do I choose the right Medicare plan for me?
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Your current doctors and whether they accept Medicare or are in a Medicare Advantage plan's network.
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Prescription drugs and whether they’re covered under a Part D or Advantage plan.
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Extra benefits you might want (dental, vision, hearing).
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Out-of-pocket costs and premium affordability.
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Travel needs (Original Medicare is more flexible out of state).
When can I sign up for Medicare?
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Initial Enrollment Period (IEP): Starts 3 months before you turn 65, includes your birth month, and ends 3 months after.
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General Enrollment Period: January 1 to March 31 each year (if you missed your IEP).
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Special Enrollment Periods (SEPs): If you delayed Medicare due to having other coverage (like through an employer), you may qualify for a SEP.
Do I have to pay for Medicare?
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Part A: Usually free if you or your spouse worked and paid Medicare taxes for at least 10 years.
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Part B: Has a standard monthly premium (varies based on income).
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Part C and D: Costs vary by plan and provider.
What is Medigap (Medicare Supplement Insurance)?
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Medigap helps cover out-of-pocket costs not covered by Original Medicare (like copayments, coinsurance, and deductibles). You must have Parts A & B to buy Medigap, and it doesn’t work with Medicare Advantage.
What happens if I miss my enrollment deadline?
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You may face late enrollment penalties and delays in coverage. It’s important to sign up on time or have a valid reason (like employer coverage) to delay.
Can I change my Medicare plan later?
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Original Medicare generally provides broader nationwide coverage. Medicare Advantage plans may have local network restrictions, so traveling or splitting time between states could affect your access.
Youla papas
"Mary is an absolute angel. I had spoken to other agents before, but no one ever listened to me the way Mary did. She asked thoughtful questions, explained everything in plain English, and never once rushed me. Thanks to her, I feel confident in my Medicare plan for the first time. Every senior should have someone like Mary in their corner."
Contact Mary
FOR A FREE CONSULTATION
Contact
151 Orchardview Road
Seven Hills, OH 44131
216-832-9113
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